"We encourage you wherever you may live in the world to prepare for adversity by looking to the condition of your finances. We urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt. Pay off your debt as quickly as you can, and free yourselves from this bondage. Save a little money regularly to gradually build a financial reserve. If you have paid your debts and have a financial reserve, even though it be small, you and your family will feel more secure and enjoy greater peace in your hearts."
-The First Presidency (All is safely gathered in pamphlet)
I love the principle that is taught here by the First Presidency. If we regularly save a little money, then this growing financial reserve will offer us peace and a sense of security. I know that our reserve is currently small, but as we regularly put money aside that will help us have hope and peace in what will come in the future.
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